Investment Rates

Investment Rates

Rate Effective Date: 11/15/2024

IRAs*

       
 Type

Min

Balance

Term

(Months)

 

APR**

 

APY***

Accumulation

none

none

0.10% 0.100%

Roth

$2,000

3

2.96% 3.000%

Roth 

$2,000

12

3.928% 4.000%

Roth

$2,000

24

3.928% 4.000%

Roth

$2,000

36

3.928% 4.00%
Roth $2,000 48 3.928% 4.000%
Roth $2,000 60 3.75% 3.815%
Traditional $2,000 3 2.96% 3.000%
Traditional $2,000 12 3.928% 4.000%
Traditional $2,000 24 3.928% 4.000%
Traditional $2,000 36 3.928% 4.000%
Traditional $2,000 48  3.928% 4.000%
Traditional $2,000 60  3.75% 3.815%

*Penalty for early withdrawal **Annual Percentage Rate ***Annual Percentage Yield

 

Share Certificates*

   

Term

 

APR**

 

APY*** 

3 Months

2.96% 3.000%

12 Months

3.928% 4.000%

24 Months

3.928% 4.000%

36 Months

3.928% 4.00%

48 Months

3.928% 4.000%

60 Months

3.75% 3.815%

$250 minimum

*Penalty for early withdrawal **Annual Percentage Rate ***Annual Percentage Yield   

 

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168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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