Checking

Checking Accounts

Benefits

• We don’t punish you for occasionally overdrawing because Bounce Back Checking gives you $100 toward fee reversals each year. NO QUESTIONS ASKED.
  
  • Copy of Member Check
  • NSF Fee
  • Courtesy Pay/Overdraft
  • Deposited Item Return
  • Stop Payment
  • Statement Copy**
  • ACH Overdraft
  • Debit Card Replacement
  • Debit Card Overdraft
  • Coin Machine Fee
• No Minimum Balance Requirement.
• No Monthly Service Fee.
• Unlimited Check Writing.
• Southern Chautauqua FCU App available for Android and Apple devices- SCFCU at your finger tips.
• Remote Deposit Capture.
• Free Visa® Check Card (EMV Chip Debit Card)
• Carefree Direct Deposit.*
• 24 hour On-Line Banking
• On-Line Bill Pay.*
• 24 hour Telephone Banking.
• Free Monthly Statement-both paper and e-Statements*.
• Overdraft Protection.
• 1 box of Free Checks every 12 months.
• Free Limited use of SCFCU ATMs; $1,000/day.
• Free Transfers Between Accounts*.
• MobiMoney App (Personalize your debit card)
• Apple / Google / Samsung Pay compatible
• Transfer funds from other credit/debit cards to your account ($7.50 Fee).

*Some restrictions apply. See disclosure documents for full details.

**Fee charge on duplicate statements only.

 Overdraft Services Consent Form

  Quick Reference Guide - English

Quick Reference Guide - Spanish

Debit Card Guide - English

Debit Card Guide - Spanish

Student Checking Accounts

Now is the perfect time to open a Student Checking Account!

• Designed for the working, student member 10th grade or older.
• Comes with one debit card for the student.
• Safe.
• Convenient.
• Southern Chautauqua FCU app for your smartphone and Apple or Android devices.
• Have your account information at your fingertips whenever and wherever you need it.

For more information, call (716) 665-7000.